Insurance Services Nationwide
Understanding Your Medicare Options
B.I.G.S. offers insurance services that fit how families actually use care. Our licensed team compares plans, confirms doctors, and explains costs in plain language. Whether you need Medicare plan options, under-65 health insurance, or life insurance plans, we connect you with coverage that matches your budget and providers.
ACA Health Insurance Plans
Find Affordable Care Act plans that fit your doctors, prescriptions, and budget. B.I.G.S. compares marketplace options across federal and state exchanges, estimates subsidies, and helps you enroll quickly so coverage starts when you need it.
Health Insurance Under 65
Get individual and family coverage before Medicare eligibility. B.I.G.S. reviews HMO, EPO, and PPO choices, checks networks for your preferred hospitals, and explains total costs so self-employed individuals and growing families can choose with confidence.
Hospital Indemnity Insurance
Add a hospital cash plan that pays you directly for inpatient stays, ambulance trips, and select outpatient events. Pair it with Medicare Advantage or a high-deductible plan to offset daily copays and deductibles and keep your household budget steady during recovery.
Final Expense Insurance
Simple whole life coverage designed to handle funeral and end-of-life costs. B.I.G.S. helps seniors choose affordable amounts, often with no medical exam, so loved ones have funds ready for services, travel, and final bills.
Life Insurance Plans
Protect income, pay off a mortgage, or leave a legacy with term life, whole life, or a small permanent policy. B.I.G.S. shops multiple carriers for competitive rates and clear options for families and seniors nationwide.
Dental, Vision, Hearing Coverage
Round out your benefits with standalone dental, vision, and hearing plans or a DVH bundle. B.I.G.S. confirms provider networks, explains waiting periods, and pairs coverage with your medical plan so cleanings, glasses, and hearing aids stay affordable year-round.
Support for Independent Agents
B.I.G.S. is also a platform for agents who want training, a broad carrier portfolio, and competitive commissions. Join a diverse network with mentorship and tools that work during AEP and all year. Get contracting help that moves fast.
How We Work With You
Listen and Map Your Needs
We ask about doctors, medications, hospitals, travel patterns, and budget.
Compare and Explain
You see side-by-side options with total cost projections, not just premiums.
Enroll and Support
We submit applications, track approvals, and stay available for plan questions, claims, and yearly reviews.
Insurance Services Questions Answered
Can B.I.G.S. help if I split time between Maryland and New York
Yes. We align plans for your home county and help with updates if you move or travel seasonally.
Do you charge a fee for your help
No. Our assistance is free to clients. Carriers compensate our agency, and your premium is the same.
Can I add dental and vision at any time
Yes. Most dental and vision plans are available year-round. We verify networks for your preferred dentists and eye doctors.
How fast can I enroll
ACA plans follow enrollment windows or qualifying events. Medicare has specific periods. Ancillary and hospital cash can often start quickly. We confirm your dates and handle the steps.